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SEPHORA Ltd is an Introducer Appointed Representative of Frasers Group Credit Broking Limited (FRN: 947961), which is authorised and regulated by the Financial Conduct Authority as a credit broker, not a lender. Frasers Plus is a credit product offered by Frasers Group Financial Services Limited (FRN: 311908) and is subject to individual financial circumstances. For regulated payment services, Frasers Group Financial Services Limited operates as a payment agent of Transact Payments Limited, an electronic money institution authorised and regulated by the Gibraltar Financial Services Commission. Please note that missed payments may impact your credit score.